I needed fast money and an instant payday loan in Austria was my salvation
How I managed to quickly get a loan in Austria! If you want to borrow money online in Austria, then there are not so many Mglichkeiten. In this post you will find my experiences and test results of all providers where you can borrow even in Austria today still money.
Money is lend Austria privately or from an on-line bank
My credit comparison Austria. What you should pay attention to when applying for a loan to get a positive credit. How to easily borrow money online. My story | 2 minutes.
Alternatives to the guarantee credit Austria
The banks in Austria had assured me that I could only take out a loan if I found a guarantor for it. So a friend who would stand for my fault. But I did not want to apply for a loan with a guarantee.
I had previously received a small loan, and not fully paid back. Debt repayments in Austria do not seem to work as easily as advertising promises.
So what should I do if I want to get a loan despite debts in Austria and every bank gave me an ice-cold credit rejection?
I tried to find out more about it on the internet and how I can borrow money in Austria urgently.
Online Credit Austria
It is increasingly difficult to meet the requirements for a loan in Austria. In Germany there are 15-20 times more possibilities. However, that did not help me with my search, because every direct bank as well as private lenders arrange the loan request for your place of residence.
Ie. If you live in Austria, you will automatically be rejected by German lenders. In principle, you can not even get the application because you do not have a German postal code.
Borrow money immediately Austria
I had asked myself the following question: “Can I borrow money from private individuals in Austria without having to think of a foreign loan?
And if so, how is it possible to borrow money in Austria privately?
Lend money to Austria
It was a very difficult search. And because I was initially unable to find online banks in Austria, I thought that maybe a Swiss loan could help me.
But even here I quickly realized that I ended up in a dead end. The Swiss banks also wanted collateral from me that I simply could not fulfill. Thus, a Swiss loan for Austria had died. RIP my friend.
In addition, there was also the fact that I was unemployed at this time. Temporarily natural. But still, my situation was temporarily very difficult indeed. And in order to actually get a loan for the unemployed in Austria, it probably requires a large portion of luck. And I’ve never been a lucky child.
So what could I do? What other alternatives and options did I have?
P2P loans Austria
And so the google search engine came into play again. At first, I searched for whether or not I could still get a debt rescheduling loan in Austria. But I could not find any vendors in this sector.
But then I found the so-called P2P loans. So platforms where a credit from private to private in Austria is awarded. I had the good hope that someone could give me a personal loan in Austria.
After registering on some platforms, I realize that there are many private investors from Germany. But no one wanted and could help me with my Austrian residence.
And so nothing came of my idea to get a P2P loan from Austria. It was just very frustrating and the longer my search took, the more desperate I was. I knew I desperately needed money, and the stress of finding private lenders made me anxious.
I had a financial emergency and just wanted to be able to pay a small bridging loan for my rent in the short term.
Personal loans Austria
I just could not give up. I did not want to do that to my children. There I sat now. Totally alone and isolated. Packed with sweat on my forehead. And at the same moment I saw my 7 year old son sitting in the nursery. Unaware that his father felt like a total failure. And I still remembered my youth, in which I needed a loan despite a probationary period.
Where were only the financial institutions that should help you when the water was up to your neck? I just wanted to get a small loan until I had regained my financial back.
I just had to succeed. I sat in front of the computer for hours and days and tried to find all the information to get money. I also thought that a credit intermediary from Austria could help me.
But after I had contacted over a dozen credit intermediaries, I realized that this process too far would take until I could finally come up with money.
I did not want a car loan or any huge housing loan, nor a large sum for mortgage lending. No. But on the contrary. I simply need a small express loan in Austria for my financial emergency.
Credit from private Austria
So my search went on. I really tried everything. I wrote 20 different financial institutions almost every day. I also asked if I could get a loan on a fixed-term contract. But nothing helped. Until I came up with a completely different idea.
I remembered my time in the USA. There I received letters almost daily by post. Credit providers had sent me directly with the letter credit card offers without credit bureau.
So what if I could get such a credit card? If I could borrow € 1000 very quickly, then I could keep myself on the water for the next month.
But where else could I find these credit card providers without credit bureau in Austria? I knew there had to be private lenders in Austria!
Online Sofortkredit Austria
And so it came that I was looking for an online loan in Austria. After a conventional bank loan was out of the question, I had no choice but to search for a simple consumer loan. And if this is the only credit in Austria I could get.
An instant payday loan would help me in this case to bridge my financial emergency situation in the short term. A small but fine Austria loan would be the solution to my problem. But which lending banks could help me quickly and without delay?
After days of searching and over 42 credit rejections, I finally got a lightning loan from private financial institutions! Yes, I had managed to get money under my difficult circumstances!
The credit of private individuals, however, remained. But I was able to find private lenders who operated the private lending business.
Getting cheap foreign loans in Austria is one thing. But it’s a completely different story to get a loan online if your credit rating is not the best.
So I finally got my mini-credit in Austria!
To make it easy for you, I have put those private lenders in Austria in a list. These are providers which lend money even if their creditworthiness is less good. This will also enable an online loan with instant confirmation in Austria.
And where is my list of those private lenders who can lend you money today? Very easily. Fill out the form below, and I’ll send you the entire list by e-mail with which you, too, can apply for a loan!